Financial Policy

Thank you for trusting Ear Nose & Throat Associates of Butler with your healthcare needs. We value and appreciate your confidence in us. Although our first priority is your healthcare concerns, it is important that you know the financial policies of the practice.

COPAYS (A copay is a fixed amount you pay for a health care service, usually an office visit, that is determined by your health care plan, and is indicated on your insurance card.)

Collected at the time of service.

DEDUCTIBLE (Your deductible is the amount of expenses that must be paid per year, out of pocket, before an insurer will pay any expenses. Health insurance policies with larger deductibles generally have lower premiums, but also mean a higher out-of-pocket expense to the patient.)

Your deductible will be billed to you once the insurance claim has been processed, and is payable to the office within 30 days.

COINSURANCE (Coinsurance, if applicable, is usually figured as a percentage of the allowed charge.)

Coinsurance will be billed to you once the insurance claim has been processed, and is payable to the office within 30 days.

SURGERY (If a surgery is scheduled)

A deposit for surgery fees will be required if there is unpaid deductible remaining on your insurance plan.

ALLERGY SERVICES (For patients receiving allergy treatment)

Payment for previous allergy serum is expected before new allergy serum will be mixed.

We will extend credit for up to four allergy injections.

Deductible and coinsurance will be billed to you once the insurance claim is processed, and is payable to the office within 30 days.

Payment arrangements can be made by individual request.